Blog

Physiotherapy Coverage in Health Insurance

Is Physiotherapy Covered in Health Insurance?

Understanding the coverage scope of your health insurance is very important while choosing the right policy. However with little knowledge widely available on these matters, for many individuals, comprehending the services and treatments included in their insurance plan can be difficult, specifically when it comes to treatments like physiotherapy. Physiotherapy plays a vital role in […]

Read More
Exploring Cumulative Bonus in Health Insurance: Importance and Benefits

What is Cumulative Bonus in Health Insurance and Why You Should Know About It?

If you are a policyholder, it is important for you to understand a cumulative bonus. This bonus is an incentive provided by insurance companies to policyholders who do not file any claims during a policy year. Cumulative bonus encourages individuals to maintain a healthy lifestyle and prioritize preventive measures, leading to fewer claims. Cumulative bonus […]

Read More
Understanding Sum Insured in Health Insurance: Meaning, Importance, and Calculation

What Is Sum Insured in Health Insurance?

Understanding health insurance can be confusing, and one of the major important aspects to consider understanding in health insurance is the Sum Insured. But our experts at L&G can not only help you explore the meaning and significance of this term in detail. But our aim is also to provide you with the knowledge and […]

Read More
Health Insurance for Workers

Which Scheme of Act Provides Health Insurance Requirements for Workers?

Healthcare has become a critical aspect of social and economic policies in the post-COVID world. Ensuring the well-being of workers is of utmost importance, and one way to achieve this is through health insurance schemes designed for workers. These schemes play a key role in providing access to essential medical services and financial protection during […]

Read More
Health Insurance Rebranding

Which Health Insurance Company Rebranded Itself as Care Health Insurance?

Companies often engage in the process of rebranding to keep up with changing market trends, redefine their image, or align with evolving consumer expectations. This can be a strategic response to shifts in the competition, mergers and acquisitions, or a desire to revitalize the brand’s identity. A successful rebranding effort not only reflects a company’s […]

Read More
TDS and Insurance Premium: Exploring Applicability

Is TDS Applicable on Insurance Premium?

Navigating the complexities of financial transactions can feel like a maze, especially when it comes to the question of whether TDS (Tax Deducted at Source) applies to insurance premiums. Our upcoming blog aims to provide clarity on this common query, shedding light on the implications for both policyholders and insurers. We’ll explore the intersection of […]

Read More
Understanding TDS: Full Form, Meaning, and Rates

What is TDS? Full Form, Meaning, & TDS Rates

Tax Deducted at Source (TDS) – a financial compass that navigates the intricate landscape of income taxation. In this blog, we embark on a journey to unravel the multifaceted dimensions of TDS, from understanding its meaning and full form to decoding the intricacies of TDS rates, rules, and returns. TDS, often perceived as a bureaucratic […]

Read More
Reinsurance Characteristics in Insurance Sector

Exploring the Key Characteristics of Reinsurance in the Insurance Sector

In a world teeming with uncertainty, where risks abound and financial stability is paramount, the insurance sector stands as a vital pillar of protection and reassurance. Yet, within this complex and ever-evolving industry, there exists a lesser-known but equally critical component that ensures the resilience and sustainability of insurers worldwide: reinsurance. As we embark on […]

Read More
Reinsurance in Risk Management

Understanding the Key Objective of Reinsurance in Risk Management

In a world characterized by unpredictability, volatility, and unforeseen challenges, risk management has become a paramount concern for businesses and organizations across various industries. As they navigate the intricate landscape of financial uncertainties, natural disasters, and unforeseen liabilities, the importance of safeguarding their assets and investments has never been more evident. Amid this landscape, the […]

Read More
Loss Occurring vs. Risk Attaching

Loss Occurring vs. Risk Attaching: Key Differences and Implications

What is reinsurance? Reinsurance is a complex financial arrangement that plays a fundamental role in the global insurance industry. At its core, reinsurance is a mechanism through which insurance companies transfer a portion of their own risks and liabilities to other insurance companies, known as reinsurers. In other words, it’s insurance for insurers. The primary […]

Read More