When it comes to health insurance, many people are familiar with the concept of paying premiums for coverage, but fewer understand the potential benefits of not making a claim on time. One of the most attractive features insurers offer is the No Claim Bonus (NCB), a reward given to policyholders for remaining claim-free during a […]
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When you buy a health insurance policy, it is important to understand the concept of the waiting period, which refers to the time span during which certain claims or coverage under your plan are restricted and can only be accessed after that specific period is over. The waiting period essentially means that you cannot avail […]
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Understanding health insurance can be a confusing process for laymen, especially when dealing with a serious illness or while considering a serious health issue. People often have many questions about coverage, networks and more. Especially with critical or life-threatening illnesses, the questions and concerns are many. In this blog post, we will discuss health insurance […]
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The grace period in health insurance acts as a safety net for policyholders, allowing them to maintain active coverage and continue their coverage despite missing a premium payment. This grace period typically ranges from 30 to 90 days, determined by the insurance provider and specific policy terms. During this grace period, policyholders have the opportunity […]
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Investing in health insurance policies is a critical aspect of financial planning, particularly as individuals age. However, generally, health insurance premiums tend to increase with age, reflecting the higher risk and frequency of health issues that often accompany getting older in age. This correlation between age and premium costs is influenced by various factors, including […]
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Switching health insurance providers can be a smart move, if well thought out, to get better benefits, lower premiums, or more comprehensive coverage. But how exactly can you transfer your health insurance to another company? Understanding the process can save you time, and money, and ensure you continue to get the coverage you need without […]
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Understanding the coverage scope of your health insurance is very important while choosing the right policy. However with little knowledge widely available on these matters, for many individuals, comprehending the services and treatments included in their insurance plan can be difficult, specifically when it comes to treatments like physiotherapy. Physiotherapy plays a vital role in […]
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