Car Insurance Broker

Car Insurance Broker

Car Insurance: For the unexpected bumps, that may come during the journey

Roads aren’t without their risks. At every turn, uncertainties lurk and it’s always in your best interest to be prepared. Whether you have been driving a car or have just bought one recently, it’s important to have a car insurance, as the costs associated with maintaining or servicing a car can be a lot. The law in India mandates, for anyone driving a car, to have a valid insurance, at least a third-party liability insurance. At Life & General Insurance, our aim has been to offer the best protection out there and this is what has made us Car Insurance Brokers with a difference.

What is Car Insurance?

As the name suggests, Car Insurance is a special type of plan which offers complete protection to your vehicle in case of a mishap. This can be due to accidents, theft, natural calamities or any financial setbacks that may arise due to damages to third-party. The Motor Vehicles Act makes it mandatory for everyone driving a car to own a third-party liability insurance. In this case, third-party liability refers to damages to the other person or property, due to your car. However, it is advised that one should get a comprehensive cover, which besides taking care of the above mentioned risks, also shields your car. In this endeavour, Life & General Insurance is with you and with years of accumulated experience as of the finest Car Insurance Brokers in India, we help you choose the perfect policy for your vehicle.

There are two main types of car insurance: comprehensive insurance plan and third-party liability insurance. Comprehensive package guarantees protection in case of unforeseen risks arising due to factors such as accidents, theft, natural or manmade disasters. It also includes personal accident cover in case of physical disability or death of the owner-driver of the insured vehicle.

There are different types of add-on covers that are available and they help extend the scope of your car insurance policy. These can be of various types such as protection to your car’s engine, road-side assistance in case your vehicle suffers a breakdown in the middle of the journey, zero depreciation cover, no-claim bonus protection and many more. It’s important to consult your Car Insurance Broker and ask them about the inclusions and exclusions that your policy may offer.

Why Do You Need Car Insurance?

As seasoned Car Insurance Brokers with decades of experience, we always advise our clients to have a comprehensive Car Insurance policy. As the owner-driver of your car, you are entitled to many benefits when you have Car Insurance.

Let’s look at some of the reasons why having a Car Insurance policy should be an integral part of your financial plan.

  • The most important reason to get a Car Insurance is to avoid any unnecessary penalties, as buying a valid Car Insurance is necessary as per the law.
  • Mishaps can happen anytime and can lead to unprecedented costs. In such a case, your Car Insurance policy shields you from such contingencies.
  • Third-party liabilities as well as own damages are covered under Car Insurance.
  • Car Insurance policy also provides compensation in case of personal accident leading to bodily injuries or death of the policyholder.

Get Your Car Insurance Quote Now!

Car Insurance is the safest way to steer past many uncertainties that are a part of owning a vehicle. Life & General Insurance is one of the most popular Car Insurance Brokers in India and has been working tirelessly to provide its customers the best protection on the road. To know more on how we can help you or to get a quote, fill out the contact form here.