Property Insurance/Home Insurance

Property Insurance/Home Insurance

Home Insurance: It sure feels good, to have a roof of security over your head

Our home or our property is a priceless asset. However, the financial investment that goes into building and setting it up is enormous. Besides, our home holds a special place in our heart because of all the sentiments that are attached to it. For a possession so valuable, it becomes imperative that we protect it from all kinds of damages and perils. Home Insurance provides a way to shield our home or property from any types of unplanned disasters. Our expert team at Life & General Insurance, one of the foremost Home Insurance Brokers in India, has been assisting people in safeguarding their homes and allowing them to enjoy a wonderful and stress-free experience while owning or residing at their property.

What Is Home Insurance?

As the name suggests, Home Insurance is a type of insurance plan which protects your property and its contents from any man-made or natural disasters. This can be due to theft, burglary, earthquake, cyclone, riot, terrorism etc. These are events which are beyond our control and even the most sophisticated measures for protecting our home can be rendered useless sometimes. Home Insurance provides a safety net in case of any physical or financial losses to the property or any damages to the people living there.

As one of the leading Home Insurance Brokers in India, Life & General Insurance offers a wide range of services which offer comprehensive coverage in case of an accident or unfortunate event.

There are different types of Home Insurance plans available and let’s understand what all do they include.

Standard perils and fire insurance: In case a fire breaks out, due to natural events or activities with malicious intent, this insurance is helpful.

Home structure insurance: Any damage to the structure of the building as well as permanent fixtures in the house are covered under this insurance.

Theft: If burglars break into your house and damage or steal away the valuables, theft insurance compensates you in such situations.

Contents insurance: Not just your home but the things inside it need protection, too. High-priced items and appliances are taken care of under contents insurance.

Apart from these, there are some more types of Home Insurance covers such as protection against public liability, exclusive plans for landlords and tenants, personal accident insurance and many more.

Why Do You Need Home Insurance?

When it comes to home, everyone has a special place in their hearts for it. Be it your own house or a rented place you’re living at, you spend a lot of your time and money in its maintenance and upkeep. Any unplanned event can cause a significant dent to your property (both metaphorical as well as physical) and can also harm the well-being of the people living there. That’s why, we’re listing down the following reasons which will totally justify your investment in Home Insurance

  • Thefts on the rise
  • Unpredictable changes in the climate
  • Customised innovations in your home which can be pretty expensive
  • Factors which are beyond your control such as riots, wars etc.

Life & General Insurance are one of the highly-trusted Home Insurance Brokers in India and advises its clients to invest in a comprehensive Home Insurance policy, which will help them offset the damages they might encounter in the future.

Get Your Home Insurance Quote Now!

Home Insurance, just like other kinds of insurance, should never be considered as a futile expense. Buying a policy helps you and your family live at your property, without the fear that something might go wrong. As a leading Home Insurance Broking Firm in India, we have helped people protect their prized asset in a completely hassle-free and convenient manner. To know more on how we can help you or to get a quote, fill out the contact form here.